Texas Tech University

Best Credit Cards to Build Credit

John Kiernan

April 20, 2023

WALLETHUB - Selected from 1,500+ credit cards in May 2023

The best credit cards for building credit charge low annual fees, accept applicants with limited or bad credit, and report to the credit bureaus monthly. Using a credit card responsibly is the best way to build credit, as on-time payments add a track record of positive credit history.

Ask the Expert

Brooke Cassady - CFP®, AFC®, Community Instructor, Personal Finance (PFI) Program, Texas Tech University, School of Financial Planning, College of Human Sciences & PWM Financial Planner with The Perry Richey Group of R.W. Baird

To read Cassady's responses, click here.