Texas Tech University

4 Best Cash Back Credit Cards

John Kiernan

July 15, 2022

WALLET HUB - Selected from 1,500+ credit cards for July 2022.

The best cash back credit cards give at least 1.5% cash back on purchases, along with $0 annual fees, initial bonus offers, or 0% APR promotions. Some of the best cash back credit cards offer the same cashback rate on all purchases, while others provide bonus cashback in certain purchase categories.

Ask the Expert

Turner J. Amacher is a Certified Student Loan Professional, Teaching Assistant, and Ph.D. student at Texas Tech University

  • What would you say the best cash-back credit cards all have in common?
  • Do you think cash back is the best credit card rewards currency?
  • What limitations do even the best cash-back credit cards tend to have?
  • Which cash back credit card(s) would you recommend to consumers?

To read Amacher's responses, click here.