Texas Tech University

Best Hotel Credit Cards in 2022

Rajiv Baniwal

January 26, 2022

MONEY GEEK - The best hotel credit cards reward brand loyalty through room upgrades, free nights, early check-ins, late check-outs, bonus points, complimentary breakfasts and more.

Like conventional rewards cards, hotel credit cards are designed to reward users. Some such cards come with annual fees, in which case you need to determine if you can offset the cost through rewards and benefits. A typical hotel credit card offers a higher-than-usual reward rate when you spend at any of its affiliated properties. It might offer other brand-specific benefits as well.

Ask the Expert

Robert Paul Jones is Department Chairperson of Hospitality and Retail Management at Texas Tech University.

  • How can consumers determine whether a hotel credit card is worth it for their lifestyle? Who is best suited for a hotel credit card?
  • What should consumers keep in mind when it comes to hotel credit cards and their rewards?

To read Jones' responses, click here.