Texas Tech University

How to Dispute Credit Report Errors & Improve Your Credit


October 8, 2017

WalletHub - Credit-report errors are all too common. The Federal Trade Commission estimates that roughly one in four consumers have an inaccurate credit report. And it can take only one error for a lender, landlord or other credit checker to decide you can t be trusted to meet your financial obligations.

Jennifer Wilson, the assistant director and instructor in the Personal Finance program in the College of Human Sciences at Texas Tech University, contributed to this article.

Do you think the average person is aware of his or her ability to dispute credit report inaccuracies?

No, considering consumers may not even be aware of how to obtain a free credit report from the three major bureaus once a year -- let alone understand components in a credit report to know how to identify if there's any inaccuracies.

Read the full story here.