Texas Tech University

3 Credit Scores: The Myth, The Real Number & More


August 4, 2017

WalletHub - The Myth: Many people assume we each have three, and only three, credit scores, one from each major credit bureau: TransUnion, Experian and Equifax. After all, anyone with a Social Security number who's ever possessed either a credit card or a loan also has a credit report from each of these bureaus. So it would seem only logical for there to be three corresponding credit scores. But that, as it turns out, isn't true.

John R. Salter, associate chair and associate professor in the Department of Personal Financial Planning, was interviewed for this WalletHub article.

Read the story here.