In the Fight Against Bill Creep, Every Extra Fee Is the Enemy

If automatic payments mean you automatically forget, reconsider whether you need the inconvenience of actually paying a bill to keep an eye on it or if you should cut it altogether and redirect the payment to automatic savings. Vickie Hampton, professor of personal financial planning at Texas Tech University, won't sign up for automatic payments on everyday purchases even if she misses out on a discount. "I've become more leery about a series of payments than I am about one extravagant purchase," she says

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