Florida Today - Financial advisers often suggest that you delay taking Social Security until full or normal retirement age (FRA) if not later - to age 70.
"Future debt is a risk, but the risk has to be weighed with the reward of what is being created," says John Salter, an associate professor at Texas Tech University. "There are no free lunches. But we should always have a comprehensive toolbox of strategies and we must find the right tool for each person."
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