Get rich from your bank account: No foolin'!

Fidelity - Over the past decade, terrible interest rates on deposits have made savings accounts about as profitable as a career in VCR repair or Beanie Baby collecting.

While he's careful to note that nothing's guaranteed, Scott Hein, Robert C. Brown chairman in finance at Texas Tech University, says that getting in on the ground floor of a mutual-to-stock conversion typically is pretty lucrative.

Read the story here.